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1. Secured Card and Line of Credit Options: • Kikoff - $500 ..

1. Secured Card and Line of Credit Options: • Kikoff - $500 revolving line of credit that reports to EQ, EX • Tomo - $5000 credit card that reports to EQ, EX, TU • Grain - offers a line of credit based on bank account cash flow • Grow Credit - $200-$1800 revolving Line of credit reports to all 3 bureaus - add monthly Subscriptions(netflix , prime , Hulu etc….) • Discover It, BoA, Navy Federal, Ameris, Creditbuildercard offers secured cards • Navy Federal Pledge Loan - secured loan backed by savings account 2. 1-3 Rent Reporting Accounts that can be backdated 2+ years to build age: • LevelCredit ($7/mo) reports to TU, EQ, EX • RentReporters ($95 $10/mo) TU (can list anyone with a home as landlord) • RentalKharma ($110 $9/mo) TU • CreditMyRent ($145 $7/mo) TU and EQ 3. 2 Credit Builder Loan Options: • Self - can pay $48/mo for 12mo and receive $539 after 12mo EQ and TU • CreditStrong - similar to Self but has more options 4. 3-4 Store Credit Card Options: (high limit store cards) • Kohls, Target, Best Buy, Walmart, Victoria’s Secret, Apple, Amazon 5. Primary Auto Account Options: • Swapalease/LeaseTrader/QuitALease - takeover an existing lease that has a few months remaining to establish payment history and an auto tradeline. Rent the vehicle on Turo to cover the lease payments.

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